Small payments for big ideas.
Low-rate, flexible swimming pool payment plans — so you can get your project started today. Now that’s handy.
A quote won’t impact your credit score.
Canstar Outstanding Value Personal Loans 2022–2025 · WeMoney Best for Quality Personal Loans 2023–2025
Handypay features
Flexible pool payment plans.
Amounts
$2,001 – $100,000
Repayments
Weekly, fortnightly or monthly
Terms
1 – 7 years
The process
Finance your pool in 3 steps.
- 1
Apply online
Fill in a quick, easy application. You’ll get a rate estimate in minutes with no impact on your credit score.
- 2
Chat & approve
Handypay will call to discuss your options. Once verified and approved, funds can be settled in as little as 24 hours.
- 3
Repay your way
Repayments are scheduled in line with your income — so you can swim now, pay later.
Fairer fees
No early exit or early repayment fees.
- ✓No monthly fees
- ✓No early repayment fees
- ✓No early exit fees
Who can apply?
- ✓Be 18 years or older
- ✓Australian citizen or permanent resident
- ✓Receive employment income (including self-employment)
- ✓Finance for personal use only
- ✓No unpaid defaults, bankruptcy history or court judgments
- ✓Not in hardship with another financial provider
Finance FAQs
How much can I borrow?+
From $2,001 to $100,000. Handypay considers your income, credit history and existing debt to find a plan that fits your budget. Use their calculator to estimate repayments.
How are rates set?+
Borrowers with a good credit history are rewarded with better rates. You can get an indicative rate estimate in minutes; estimates are not an offer or approval of finance, and final rates are confirmed if you apply and are approved.
Why are rates low?+
Traditional lenders have higher operating costs. Handypay uses technology to keep costs — and rates — down.
Can I repay early?+
Yes, free of charge. There is no early repayment fee, so you can save on interest by paying off early.
How do repayments work?+
Weekly, fortnightly or monthly by direct debit. To pay ahead of schedule, log into the Customer Portal and use BPAY.
Can I apply with an existing loan?+
Yes, as long as you have no unpaid defaults and meet Handypay’s other credit eligibility criteria.
★★★★★
“This was really impressive. The whole process took around 30 minutes and I received confirmation I was approved within 10 minutes of completing the application. Great service. The banks are in trouble.”
George Glover · Trustpilot
★★★★★
“Thank you for such a smooth process. Jake gave me clear and concise information and prompt answers. He was a pleasure to deal with. I will be recommending to family if they ever need finance.”
Kelly Osborne · Trustpilot
Credit is provided by OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay, Australian Credit Licence 488228, and is subject to fees, charges, and Handypay’s standard terms and conditions and lending criteria. A one-off establishment fee of 0%–6% of the loan amount will be added to the principal loan balance, to be repaid over the loan term; it is calculated based on your credit score. Target Market Determinations. We have an arrangement with Handypay under which we can refer customers to Handypay for credit. We have no involvement in the loan approval process or ongoing loan administration. More at handypay.com.au · info@handypay.com.au.